How to Make Your Garden the Envy of Town

There is a wise saying that goes “The grass is always greener on the other side”. How true is this saying? We often fight feelings of jealously when we see at our neighbor’s garden looking prettier than ours. In order to keep up appearances, you have bought and used garden fertilizers, manures, watered your garden daily but your garden still looks the same. If this is your story, do not get discouraged because ‘where there is a will there is always a way’.

In this article, I will share with you nine cost-effective tips that will make your garden the envy of town. You garden will attract different species of butterflies, squirrels and rare birds.

The first thing is to research on gardening. You don’t need to spend a fortune buying gardening books; you can get a lot of gardening information on the internet. Use the information gathered, to prepare a tentative budget.

Secondly, cultivate your garden and uproot all the dead leaves, weeds, dandelions, moss e.t.c. If you are using a weed killer make sure it is not the strong kind because it will end up damaging the tender seedlings that you will plant in your garden.

Thirdly, once your garden is properly cultivated, plant seedlings and deposit fertilizer on them. Planting seedlings as opposed to fully grown plants is much more affordable and cost-effective. Ensure the fertilizer you purchase has nitrogen because it’s a weed killer. The fertilizer should be applied at least four times in the year. This effort will make your garden grow without interferences from pests and rodents.

Fourthly, water your seedlings daily with a hose pipe. It’s advisable to water the garden early in the morning or late in the evening. Ensure the water sprinkled is at least two inches to prevent the sun from scotching the seedlings.

Five, fence your garden with neat picket fences painted with the color of your choice. Fencing your garden will keep away unwanted animals or children running around your freshly cultivated and planted garden.

Six, continue with the routine until you see your garden taking shape. Don’t neglect cultivating your garden because weeds, dry leaves, papers will attack your garden.

Seven, fit your garden with lawn lighting and place mirrors around your garden to give the illusion of space. Fairy lights placed around your garden fence and lanterns will make your garden look spectacular especially at night.

Eight, invest in some outdoor furniture like garden tables, chairs, parasols and barbeque grills for cooking steak and sausages in the middle of a hot afternoon. Place decorative paving slabs in your garden so that your grill and garden furniture don’t rest on your freshly cultivated garden.

Lastly, gardening is all about experimentation. You can have the garden of your dreams if you are will and committed to work at it. A garden is like a baby the more you nourish and feed it with the correct essential nutrients the more it will flourish and blossom to everyone’s delight.

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Child Custody – The Law and Your Rights

There are few subjects as controversial as child custody. It is an issue wrought with emotions, and can be very destructive to the youngsters involved. The most effective method of dealing with child custody is for both parents to be aware of the legal facts, and be willing to cooperate with the court’s decisions.

In Georgia child custody cases, as with many states, it is the purpose of the court to make decisions which are in the best interest of the child, and, when necessary, ensure that the parents comply with these decisions. The more cooperative the parents are, the less traumatic child custody arrangements will be to everyone concerned– especially the youngsters.

Prior to litigation, the parent who currently has physical custody of the child is said to have temporary custody. It then becomes the place of the court to determine which type of custodial arrangement will be in the best interest of the child. The possible types of custodial arrangement include: joint custody; sole custody; and, in the instance of more than one child, the option of split custody.

There are numerous factors which the court will consider in determining the custodial arrangement that it feels will be best for the child. However, while such factors as parental fitness, location of residences, financial qualifications, and other factors are strongly taken into consideration, Georgia is one of the states in which the child’s own wishes and preferences are seriously considered.

Visitation arrangements are a part of the Georgia Child Custody decision. This, too, is intended to reflect what is best for the child. The Georgia courts have a very strong principle in visitation– in essence, that it is nearly always best for the child if he have regular contact with both parents and other family members. It is very rare that the court will deny visitation privileges to a noncustodial parent; when necessary, visitation arrangements include supervision by a third party, as well as restricted locations.

As some parents are prone to misusing custodial and visitation arrangements for trivial or vindictive purposes, the court can intervene in such cases and ensure that its decision be upheld.

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The Real Estate Market Crash of 2008 – How Did We Get Here?

Before the real estate market crash of 2008, there were the prophets. They spoke of a real estate balloon that was bound to burst and take down the real estate market as well as the economy. Even with all of this prophesying, many were taken by surprise when the once lucrative real estate market began to crumble.So, what caused the collapse? The main culprit was the subprime lending market. When this market crashed, a large amount of companies faced foreclosure. Even the companies that did not foreclose suffered losses that amounted to billions of dollars.You may have already heard news reports about the subprime market crash. If you are like most, however, you may not know what the crash meant to individual property owners. You may even have questions regarding how we got in this situation to begin with.Over the past few years, subprime mortgages were the biggest trend in real estate lending. Buyers who were unable to qualify for conventional mortgages could obtain financing via a subprime mortgage. People who obtained these loans often had to pay high interest rates.Lenders obtained the money to pay for these mortgages from a variety of sources. Many companies secured loans at low interest rates and then loaned that money out to buyers at a higher rate. Some of the money was borrowed from central banks.While the housing market remained relatively stable, the ill consequences of these loans could not be seen clearly. In fact, the market was experiencing a surge in value that was unprecedented. This surge resulted in an unrealistic expectation of the future real estate market which in turn caused lenders to put even more money into funding mortgages that new homeowners could ill afford.In 2005 and 2006, the last real boom was occurring in the real estate market. During this time, it was extremely easy to get a loan. Lenders thought that they would be able to make money from buyers even if they did not pay for the mortgage through the high interest rates they were charging and the ever-increasing value of real estate. But when interest rates started to rise, people stopped buying homes. Additionally, homeowners started failing to make payments due to the interest rate spike.It became harder and harder for lenders to obtain funds to invest into mortgages. Buyers, now unable to qualify for a loan easily, began to stop looking for a home to purchase. Investors became wary, and underwriters started increasing the requirements to qualify for a loan. People who had adjustable rate mortgages sought desperately to decrease their skyrocketing monthly payments. But they could not qualify for a new, fixed loan under the strict guidelines. This only caused the number of foreclosures to rise dramatically resulting in the real estate market crash of 2008

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